You can file the petition alone or you can do it with the help of a lawyer. There is a lot that is required before the process can finally be considered successful and there are a number of forms that you have to fill during the process.
You may consider some processes a bother, but all the information asked for is meant to protect you as well as your creditors from any losses that may occur as a result of incomplete information. If you decide to file for bankruptcy alone, you will need to notify your creditors by completing a form that serves as a notice to the individual creditors.
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If you are carrying out the exercise online, you will find many web sites that are offering the forms for you to download them at a fee. The forms will be accompanied by some useful information that is required as you file the petition. You will also find a form in which you will fill out the details of your creditors, including the kind of debt you owe, whether it is secured or unsecured.
Be truthful with this information as omission of any detail may lead you into trouble if discovered later on. You also have to attach your financial report as at the time of filing the petition. This will go a long way in determining which bankruptcy chapter you qualify for. As for your property, be sure to quote both the exempt and non-exempt assets and be truthful as you do so.
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